I don’t mean just consumer credit card debt, but count that as well, I’m talking about a specialty market-variety, pick-your-flavor-combination kind of debt—bills from the ER (since I have neither health insurance nor the sense to use a fake name and address), student loan debt, gym membership debt, and even something as silly as wisdom tooth debt—I had to charge the removal of my wisdom teeth to a credit card created specifically for dental work. Such depression leads to the realization that if you ever want to own a house or even qualify for a cell phone that’s not prepaid, you had better start looking only for work that pays you well and includes full benefits. This, however, leads to yet another dilemma: the marginalization of values.

At this juncture, the pedestal on which you once placed your hard-learned values and morals now sets somewhere in the sewer because you are suddenly in relentless pursuit of money. You have debt. Debt has interest. Everyone is advising we get rid of debt as soon as possible. So you need money. You can’t just have enough money to pay bills because, well, you’re in your 20s and you gotta have fun. So you need money. You can’t do all that and then live at home. Gotta get your own place. So you need money. Money is now the primary motivating factor in your job search, in fact, it’s just your primary motivating factor in life. You start to think of all the crazy ways you can make money—looking at every thing with a capitalist, exploitative slant. You begin to wonder why you didn’t go to medical school or law school or even business school. Something that would command a better salary than you currently earn as an Editorial Assistant. Why journalism, you begin to ask yourself. No one even practices good journalism anymore. At this point, you reevaluate your skill set. You might feel the need to go to grad school, accrue more debt, try to get more money to pay more bills and….congratulations, your life is hell before you’re 30. You live in a real live money pit. Your free will suddenly is not so free anymore—more like a dictatorship whose hunger is only quieted with bills paid in full and cleared debts. My horoscope also advised me not to worry, for I would soon taste the sweetness of free will. I can’t wait.

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